Why Choose Us?
Experienced
We have over a decade of experience with investment management and providing expert financial advice.
Transparent
Our aim is to be clear and transparent with fees, disclosures, and any potential conflicts of interest.
Professional
We are committed to maintaining the highest level of professionalism in all aspects in what we do.
Our Approach
Holistic Wealth Management
A Holistic Approach…
We believe in an integrated and holistic approach to financial planning and wealth management, as it provides us with a solid foundation in which to provide you with sound financial advice. By taking a holistic approach, we can assure that all factors have been considered when making those all important life financial decisions. Furthermore, it can help keep things in perspective and on track towards your long term financial goals, especially during times of market volatility, when emotions may get in the way of making sound financial decisions.
This is why we practice integrated financial planning and wealth management and believe that the key to financial success is creating a plan and having the right people behind you to execute it.
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Do You Have a Financial Plan?
If you have one, do you even know if you're still on track? Or the last time you checked?
Financial planning can seem overwhelming, confusing, and easily put at the bottom of your “To Do” list. However, waiting can have consequences and putting it off can be more expensive than you think. Fortunately, we can help you get started on a comprehensive financial plan to pursue your goals.
Benefits:
- Free no pressure consultation to evaluate your current situation.
- A living breathing financial plan based on your real world up-to-date financial information.
- Access to your own personalized Client Financial Organizer (C.F.O) website to monitor your goals and take control of your financial future.
Our Typical Client Profile
We believe that having a good and trusting relationship with a knowledgeable and professional financial advisor is an important step towards pursuing financial success. As such our clients typically have the following general characteristics:
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They are typically long-term investors that realize what is most important to building wealth is not “timing” the market, but rather “time in the market”.
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Believe that having a diversified investment portfolio, with many asset classes, is the core of a successful investment strategy.
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Are serious about planning for their financial future and willing to commit the necessary time towards proper planning.
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Place an importance on wanting to leave a legacy and tend to have a higher life purpose that is not just about money and personal belongings.
Latest From LPL Financial Research
LPL Research Outlook 2024:
A Turning Point.
The LPL Research Outlook 2024: A Turning Point delivers market insights on what we can expect in the economy, policy, stocks, and bonds for 2024. Clicking image to the left to open a new window and view publication.
Case Studies
Here are some ways we have been able to help our clients and the solutions we provided.
Frequently Asked Questions
Do you have an investment minimum?
No. We don’t have an investment minimum, however, we do welcome client relationships of at least $150,000 or more in investable assets as this allows us to use our preferred investment management platforms, strategists, and investment vehicles.
What are your fees? How much do you charge?
We do our best to ensure that our fees are competitive and to minimize conflicts of interests. Our advisory fee is structured in such a way that when your portfolio does better, we do better and if your portfolio goes down, so does our compensation.
Typically, we charge an advisory fee based on a percentage of the assets under management (AUM). The fee is deducted automatically on a quarterly basis directly from any applicable investment account(s) being managed. We make this easy, so that you don’t have to worry about writing a check every quarter.
In certain circumstances, a commission could apply. This can include, but is not limited to: annuities and insurance products, 529 plans, alternative investment products, and investments accounts below a certain minimum size. In select circumstances, the commission is paid directly by the investment/insurance company and in other cases by the client.
For a complete fee schedule and details, please contact us. We would be more than happy to provide you with an estimate for your situation.
I don't have much money to invest. Can you still help?
We understand that clients come to us from all different stages in life and careers and also with varying levels of financial needs, experience, and knowledge. This is why we have various ways to work with us and provide clients with the flexibility to engage us either on a one-time, as needed, or ongoing basis regardless of income, net worth, or investable assets. We understand that sometimes it helps to just speak with a CERTIFIED FINANCIAL PLANNER™ professional about your most pressing financial concerns. View our financial planning services to learn more.
Additional FAQ's
Request a Call Back
Would you like to speak to a CERTIFIED FINANCIAL PLANNER™ over the phone? Just submit your details and we’ll be in touch shortly (typically within 48-72 hrs).
Here are some areas where we can help:
Personal Financial Planning, Money and Budgeting
How much should I have in an emergency fund?
Am I spending more than I are earn?
Estate and Legacy Planning
Do I need a will?
How do I name beneficiaries?
Investment Planning
Am I taking too much risk with my portfolio?
Retirement Planning
Am I saving enough for retirement?
How should I allocate my 401(k)?
Should I fund a Roth IRA or Traditional IRA?
Social Security Planning
When should I start collecting Social Security?
Am I entitled to a spousal benefit?
Tax Planning
How can I minimize my taxes?
Transition and Windfall Planning
What should I do with an inheritance?
And more….